Fulfill your obligation with clarity. Compute Zakat at 2.5% on qualifying wealth above the nisab, or Khums at 20% on annual surplus. Free, private, and based on classical scholarly principles.
Zakat is one of the five pillars of Islam — an annual 2.5% almsgiving on qualifying wealth held for a full lunar year above the nisab threshold.
Khums is a 20% annual levy on net surplus wealth, observed primarily within Shia jurisprudence, distributed to the categories named in Qur'an 8:41.
Khums is calculated on net surplus at the end of your Khums year — after deducting legitimate annual expenses and items in active use.
Every adult Muslim who owns qualifying wealth above the nisab for one full lunar year (hawl).
Cash, bank balances, gold, silver, business inventory, and receivables likely to be repaid. Personal residence, daily-use vehicles, clothes, and tools of trade are excluded.
87.48 grams of gold or 612.36 grams of silver — whichever value is more beneficial to recipients in your context.
The eight categories in Qur'an 9:60 — the poor, the needy, Zakat administrators, those whose hearts are to be reconciled, freeing captives, those in debt, in the path of Allah, and the wayfarer.
Half (Sahm al-Imam) is paid to a qualified marja or his representative for permitted uses; the other half (Sahm al-Sadat) is given to eligible descendants of the Prophet ﷺ who are in need.